Monday - Friday: 9am 5pm | Evenings & Weekends: By appointment

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Have more question ?

Get In Touch

It doesn’t need to be complicated. We’ll guide you through, right up to the day you move in. Take your first step towards homeownership now.

There are a lot of different terms thrown at you from the time you start looking at mortgages. We offer a wealth of experience and a reassuring hand to guide you through the process and explain all the jargon. You don’t have to figure it all out by yourself. Not only do we find you the best mortgage deal for your situation, but we also explain the different mortgage options available to you as a first-time buyer and assist you at every stage of your home buying journey.

We have access to the whole of the market. This includes access to almost all the big familiar high street names but also the smaller building societies making it easier to find the perfect mortgage for you and your circumstances. Take your first step towards homeownership now.

Let us take care of everything: the mortgage, the application, conveyancing, insurance, protection, removals, utilities. Make your move easy.

It is said that moving home is one of the most stressful experiences in your life. This doesn't have to be the case with your mortgage though, we take the stress away from moving home! As an existing homeowner, you'll already understand how small differences in rate can have a major impact on your repayments and that it always pays to get impartial mortgage advice.

Whether you're buying and selling at the same time or letting out your previous property, we can ease some of that stress and give you the mortgage advice and service you require. We want to make sure your home mover mortgage application goes as smoothly as possible, leaving you stress free.

If you have an existing mortgage and are thinking of moving home, it may be possible to increase or decrease the size of your mortgage loan to accommodate the new property. The process of transferring your existing loan to a new property is called 'porting.'

Make your move easy.

Nearing the end of your fixed term? Or maybe it's just time for a better rate? Find out how we can help.

If you have a mortgage, you may be paying more than you need to, and so a regular review of how your mortgage compares may result in significant cost savings by switching your existing mortgage to a new deal, either with your existing provider or with a different lender.

Remortgaging could not only save you money every month but if you are looking to raise money for an extension, loft conversion, home improvements or maybe to pay off other more expensive debts then a remortgage may be a suitable option.

Worried about the costs involved? Don't be? Many lenders have deals that cover the survey and legal costs normally associated with moving lenders.

Having assessed your circumstances and taken into account your personal and financial goals, we will recommend the best mortgage for you. So get in touch to book a free initial appointment and discuss your options.

Your mortgage will affect the profit potential of your buy-to-let investment.

A buy-to-let or buy-to-rent mortgage is a loan that is specifically designed for landlords who want to rent out a property. It is like a residential mortgage, you will need a suitable deposit, but you are not going to be living in the property yourself.

Whether you are a first-time landlord or have a portfolio of properties, there is a solution for you.

Investment properties can provide a great way to subsidise your income or to plan for retirement as property values increase in the future. Given the current conditions in the property market leading to high demand in the rental sector, an investment property could be an ideal venture for the right person.

We will guide you through the requirements and recent changes in legislation to ensure that your investment properties work hard for you. Some Buy to Let mortgages are not regulated by the FCA within the mortgage section. If you have a question, then get in touch to book your free first appointment.

NOTICE: The Financial Conduct Authority does not regulate most Buy to Let Mortgages.

Mohan Sharma t/a Moransh Financial Services is an appointed representative of Beneficial Ltd, which is authorised and regulated by the Financial Conduct Authority, FCA number 736655.

Mohan Sharma t/a Moransh Financial Services is authorised and regulated by the Financial Conduct Authority, FCA number 999482.

Registered in Scotland. Company Registration Number SC772473.


Monday - Friday: 9am 5pm
Evenings & Weekends: By appointment



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